Step 01
Submit your details
Send your artist profile and details to our team. New to Unchained? Moving your catalogue over is part of getting set up.
Step one
Borrow against your streaming income, scored on your last two to three years. Your future royalties repay it automatically, then revert to you. No equity, no master grab.
Most of the work is ours. You connect your distribution, accept the offer, and the money lands.
Send your artist profile and details to our team. New to Unchained? Moving your catalogue over is part of getting set up.
Step one
Share two to three years of royalty statements in CSV format. We score them against your recent earnings.
Step two
You get an advance offer based on your earnings, with the full breakdown in writing. Plain-language contract, no negotiation tax.
Step three
The advance is paid in full to your account. Your streaming royalties then automatically repay it until it's recouped — after which they revert to you.
Step four
A proposed addition, not yet on the live site. Illustrative only — every advance is quoted individually against your streaming history, so the figures shown here are examples, not fixed terms. Your actual offer is projected from your royalty statements and confirmed in writing before you accept.
No credit check · scored on your catalogue
Three ways to get money up front. Only one keeps your masters and your decision-making intact.
A structural comparison of how these options typically differ. Specific terms vary by deal — your Unchained offer is always quoted and confirmed in writing before you accept.
An advance lets you reinvest in the next release without giving up your masters or your catalogue.
Yes, there are fees, and you'll get a complete breakdown of them in your individual offer before you sign. The advance is offered below your projected earnings — for example, $90,000 against a $100,000 projection. Unchained and its funding partner, RoyFi, earn the difference between projected and actual royalties, minus the interest on borrowing the capital (a cost of capital of, for example, around 5% per year).
Repayment comes from your future royalties, not out of pocket. Your music is locked in with our system, and as it earns royalties we automatically apply those earnings to pay back the advance. If streams dip, recoupment simply takes longer — there's no monthly bill to meet. Once the advance is repaid, all of your streaming royalties revert back to you.
No. You keep your copyright and your masters. What we take instead is a right to your royalties — but only until the advance is fully paid back. Once it's recouped, all of your streaming royalties revert to you.
A further advance may be possible once your current one is on track to being repaid. Any new offer is scored fresh against your latest royalty statements. Talk to us about your situation and we'll let you know what's available.
Unchained Music works with a funding partner, RoyFi, to provide the capital. We borrow the capital and offer your advance against your projected royalties; you deal with Unchained throughout, and your repayment comes from your future royalties rather than a separate bill.
An advance is one piece. Here's what else Unchained can do once your catalogue is with us.
Streaming-ready loudness and clarity, uploaded and back in minutes. Preview free, pay only to download.
Turn your master into a physical release. 7-inch and 12-inch, pressed in our own UK factory.
Playlist pitching, pre-saves and paid campaigns to get your release heard.
Share two to three years of royalty statements and we'll project your earning potential. A real number, in writing — and if you don't like it, walk. No obligation, no credit check.